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LIC Housing Finance Revises Interest Rates On FDs, Now Get Up To 7.75% Interest

LIC Housing Finance Revises Interest Rates On FDs, Now Get Up To 7.75% Interest

admin by admin
April 13, 2023
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Funding

oi-Shubham Kumar

|

Revealed: Thursday, April 13, 2023, 21:57 [IST]

LIC Housing Finance Ltd. (LIC HFL), one of many largest housing finance firms (HFC), revises its rates of interest on each cumulative & non-cumulative home fastened deposits (FDs). The revised rates of interest are efficient from twelfth April 2023.

LIC Housing Finance Revises Interest Rates On FDs, Now Get Up To 7.75% Interest

LIC HFL FDs are rated AAA/STABLE by CRISIL, which makes it a secure and safe deposit scheme. You could take a mortgage towards a set deposit of as much as 75% of the deposit quantity with the LIC HFL.
LIC HFL is now providing rates of interest from 7.25% to 7.75% on home deposits below the Cumulative choice for deposit tenors of 1 Yr, 18 Months, 2 years, 3 years, and 5 years.

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Whereas, below the non-Cumulative choice, LIC HFL provides rates of interest between 7% to 7.50% (month-to-month choice) and seven.25% to 7.75% (yearly choice) for deposits as much as Rs 20 Crore. LIC HFL provides rates of interest between 7% to 7.50% (Month-to-month choice) and seven.25% to 7.75% (yearly choice) for deposits above Rs 20 crore.

Cumulative Deposit Scheme

Curiosity Charges On Deposits as much as Rs 20 Crore

Tenure Curiosity Charges (p.a.)
1 Yr 7.25%
18 Months 7.35%
2 Years 7.60%
3 Years 7.75%
5 years 7.75%

Curiosity Charges On Deposits above Rs 20 Crore

Tenure Curiosity Charges (p.a.)
1 Yr 7.25%
18 Months 7.25%
2 Years 7.50%
3 Years 7.75%
5 years 7.75%

Non-Cumulative Deposit Scheme

Curiosity Charges on Deposits as much as Rs 20 Crore

Tenure Month-to-month Possibility Curiosity Charges (p.a) Yearly Possibility Curiosity Charges (p.a)
1 Yr 7.00% 7.25%
18 Months 7.10% 7.35%
2 Years 7.35% 7.60%
3 Years 7.50% 7.75%
5 years 7.50% 7.75%

Curiosity Charges on Deposits above Rs 20 Crore

Tenure Month-to-month Possibility Curiosity Charges (p.a) Yearly Possibility Curiosity Charges (p.a)
1 Yr 7.00% 7.25%
18 Months 7.00% 7.25%
2 Years 7.25% 7.50%
3 Years 7.50% 7.75%
5 years 7.50% 7.75%

Supply – lichousing.com

Following the deduction of any relevant taxes, curiosity is compounded yearly and paid along with the principal quantity due at maturity. Senior residents will get a further 0.25% rate of interest for deposits of Rs. 20,000 however not more than Rs. 2 crore throughout the tenures from the corporate.

For funding associated articles, enterprise information and mutual fund advise

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Story first printed: Thursday, April 13, 2023, 21:57 [IST]



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Tags: FDsFinanceHousinginterestLICratesRevises
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